What you'll need:

...

South African ID number

...

Mobile Number

...

Your latest pay slip

...

3 Month's Bank Statements

How to Apply:

Choose the amount you need

Choose how long you will need to repay

Click “Apply Now” and proceed to finalize your loan.

Need a loan under R10,000? Loan Specialist can assist.

Applying is easy – Simply complete the online application and attach the
required supporting documents. Should you qualify, payout is done immediately

Loan Amount

Loan Term

How much do you need?

When is your next payday?

Total Repayment:

Total Fees:

Total Interest:

By submitting your information you give consent to perform a credit check with a credit bureau.

About Us

At Loan Specialist, we understand that sometimes, life throws unexpected expenses your way, and you need quick, reliable access to funds. That’s why we specialize in offering fast, affordable loans tailored to meet your needs. Whether it's for a sudden emergency, a small business requirement, or just to tide you over until payday, we’re here to help.

Our Mission

Our mission is to make financial solutions accessible to everyone, regardless of their financial background. We believe in transparency, simplicity, and providing support when it’s needed most. With us, there are no hidden fees, straightforward loan options designed with your best interest in mind.

Why Choose Us?

1) Quick and Easy Application:

Our online application process is designed to be fast and hassle-free. With just a few clicks, you can apply for a loan and get a decision almost instantly.

2) Immediate Payouts:

Once approved, your funds are transferred to your account without delay. We know that when you need money, you need it now.

3) Flexible Loan Options:

We offer a range of loan products under R10,000 ensuring there’s something to fit your needs and budget.

4) Customer-Centric Approach:

Our team of loan specialists is always on hand to guide you through the process, answer your questions, and provide personalized support.

APPLY NOW

Why Choose Us?

1) Quick and Easy Application:

Our online application process is designed to be fast and hassle-free. With just a few clicks, you can apply for a loan and get a decision almost instantly.

2) Immediate Payouts:

Once approved, your funds are transferred to your account without delay. We know that when you need money, you need it now.

3) Flexible Loan Options:

We offer a range of loan products under R10,000 ensuring there’s something to fit your needs and budget.

4) Customer-Centric Approach:

Our team of loan specialists is always on hand to guide you through the process, answer your questions, and provide personalized support.

APPLY NOW

FAQ

1. What is the penalty for missing a repayment?

The additional interests will be charged on a pro rata basis when missing a monthly repayment. We will give you order to rectify it as soon as possible.

2. What is the repayment period?

The loan is a short-term loan and needs to be paid back in 1 month

3. What Interest rate is charged?

Interest rate from as low as 5%

4. How long does it take for me to receive my cash loan?

Once your loan has been approved the cash will be in your account between 24 hours later.

5. Do the repayments come off my account through a debit order?

Yes, a debit order will come off your account on the given date and for the given amount.

6. How many months do I have to pay off my loan?

The shortest term loan: 1 week and the longest term loan: 3 months

7. What if I cannot afford to repay the loan?

There must be a legitimate reason for not being able to pay back the loan in the first month. Legal proceedings will be involved, and a course of action discussed.

8. What are the minimum and maximum loan amounts?

The minimum loan amount is R500, and the maximum loan amount is R2500.

9. How will I know if I qualify for the amount applied?

Once you have done the application and submitted all the required documents, we will do a credit check and assess your affordability before issuing any cash loans.

10. What documents are required to apply?

• A valid South African ID
• Your latest pay slip
• 3 Months bank statements
• Registered cell phone number

Contact Us

First Name

Contact Number

Message

apply@loanspecialist.co.za

0315068070/1

0681496661